Everything starts with a dream. And a plan.

How long have you dreamed about sending your child to college? HI529 - Hawaii’s College Savings Program, makes it easy to start planning for it, too.

Truth is, a college education has never been more expensive, or more valuable. On average, college graduates today will earn $1 million more over their lifetimes than those with a high school degree.¹ Opening an account for your child as early as possible is the best way to put time and the plan’s many special features to work for your child.

Why can families rely on HI529?

Tax advantages, from tax-deferred growth² to tax-free qualified withdrawals
Low fees
High contribution limits
Expert investment management
Flexibility of choosing from a range of investment options
Low minimum contributions
Easy online enrollment and management, and much more.

¹Georgetown University Center on Education and the Workforce, May 2015.

²Earnings on non-qualified withdrawals may be subject to federal income tax and a 10% federal penalty tax, as well as state and local income taxes. The availability of tax or other benefits may be contingent on meeting other requirements.

Get educated.

Learn More

$15 and 15 minutes.

That’s all it takes to start saving for college with HI529.

Enroll Now

Transact

Everything to open and manage your account.

FAQs

Answers to your most frequently asked questions.

Contact

Customer service is a click or call away.

For more information about HI529-Hawaii's College Savings Program ("HI529"), call 1-866-529-3343 or visit www.hi529.com to obtain a Plan Disclosure Statement. Investment objectives, risks, charges, expenses, and other important information are included in the Plan Disclosure Statement; read and consider it carefully before investing.

Please Note: Before you invest, consider whether your or the beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state’s qualified tuition program. You should consult your financial, tax, or other adviser to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. You also may wish to contact directly your home state’s 529 plan(s), or any other 529 plan, to learn more about those plan’s features, benefits and limitations. Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.

The State of Hawaii's College Savings Program Trust Fund (the "Trust") is a trust created by the State of Hawai'i. HI529 is administered by the Director of Finance of the Department of Budget and Finance on behalf of the State of Hawai'i. Ascensus College Savings Recordkeeping Services, LLC, the Program Manager, and its affiliates have overall responsibility for the day-to-day operations, including recordkeeping and administrative servicing agent. The Vanguard Group, Inc. serves as Investment Manager for the Plan. When you invest in HI529, you are purchasing units issued by the Trust. Units are municipal securities and the value of the units will vary with market conditions. HI529's portfolios are municipal securities that will vary with market conditions.

Investment returns are not guaranteed, and you could lose money by investing in HI529. Account owners assume all investment risks as well as responsibility for any federal and state tax consequences.

Ugift is a registered service mark. All other marks are the exclusive property of their respective owners.

Not FDIC-Insured. No Bank, State or Federal Guarantee. May Lose Value.